Melissa B. Guidorizzi


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Drawing on nearly two decades in enforcement at the Consumer Financial Protection Bureau and in-house at a global diversified financial services corporation, Melissa Baal Guidorizzi advises traditional financial institutions and emerging fintech companies on compliance, governmental investigations, enforcement actions and litigation.

Melissa joined O’Melveny* from the Office of Enforcement at the Consumer Financial Protection Bureau, where she developed the Bureau’s supervision and enforcement priorities and policies related to credit cards, deposit and prepaid accounts, traditional and emerging payment systems, remittances, and cryptocurrency.


Corporate & Government Experience

  • Senior Counsel for Policy and Strategy, Office of Enforcement, Consumer Financial Protection Bureau

Honors & Awards

  • Director’s Mission Achievement Award, Consumer Financial Protection Bureau


Bar Admissions

  • New York

*Admitted only in New York; supervised by principals of the firm.


  • Cornell University, J.D.: Executive Editor, Cornell International Law Journal
  • Cornell University, B.A., Government, International Relations Concentration: Dean’s List

Professional Activities

  • Presenter, CBA Live 2021, “CFPB Enforcement A-Z” and “Everything CFPB: The New Regime” (August 16-17, 2021)
  • Presenter, Third Party Payment Processor Association, “Solving the Payments Puzzle,” CFPB Update (September 2019)
  • Presenter, NACHA Payments Innovation Alliance Meeting, Consumer Protection and Payments – Updates and Need to Know (October 2016)